Car & Motor loans

It’s all about trust.
It’s all about trust.

We offer good rates and flexible terms when financing your new or previously-owned car.

For your business, there is also the possibility for fleet financing of car rentals or company cars and delivery trucks.

Our experts help you to create and surpass your goals and even reward you for good payment records. It’s all about trust.

Requirements for a Car Loan (New or Used)
  • Applicant must be at least 21 years of age.
  • Valid Driver’s License
  • Address Verification (Extract of Census Registry) 
  • Personal Tax ID Number (SIAD)
  • If applicable, at least a 5th year work permit. However, a resident guarantor of Dutch nationality is required.
  • Employer’s reference letter addressed to the bank.  
  • Proof of income: 2 months worth of salary receipts. Salaries that include gratuities, sales commissions or points, and overtime will be required to present 3 months worth of salary receipts.
  • In case the loan is greater than Afl. 10,000.00, the bank will require a lien in which case proof of ownership of the property will be required.
  • The bank reserves the right to evaluate the worthiness of the lien.
  • Automotive agency’s purchase order.
  • In the event the applicant is married or in a civil union, and in community of property, all documents of the partner should also be made available.

Business owners:

  • Extract of the registry at the Aruba Chamber of Commerce: not older than 3 months.
  • Latest 2 Annual Financial Statements.
  • A letter of good standing from SIAD.