Retail Lending Services Fees

Consumer Loans

Car Loans Handling/Stamp fee

AFL 15.00 per month

Personal Loans Handling/Stamp fee

Max AFL 725.00

Risk insurance

PL Max AFL 900.00 CL Max AFL 600.00

Change of Collateral (PL/CL)

AFL 25.00

Change of Insurance Coverage/Release (PL/CL)

AFL 25.00

Early total repayment written notice < 6 months. Applicable only to product types 168 171, 368, 370.

Equal to 3 months of interest, minimum AFL 500.00

Early total repayment written notice > 6 months Applicable only to product types 168 171, 368, 370.

AFL 500.00

Mortgage

Closing fee

1.5% of the mortgage amount

Mortgage deed change (request by Customer)

AFL 150.00

Cash withdrawal Life Insurance Policies

AFL 50.00

Amortization fee (bulk payment)

AFL 250.00

One-Time Request Non-Life Insurance company

Equal to 1% of mortgage amount, minimum AFL 1,500.-

Fondo National di Garantia

+/- 2.5% of the mortgage amount

Letters

Reference/Confirmation letter

AFL 100.00

Auction Guarantee Letter

AFL 300.00 (will be deducted of the closing fee, if mortgage

Late payment fee mortgage & consumer loans

Minimum AFL 100.00 (mortgage) and AFL 25.00 (CL and PL) or 7.5% of outstanding balance

Administration fee for mortgage interest reduction requests

AFL 250.00

Services charges mortgage & consumer loans*

AFL 35.00

Copy charge

AFL 3.00 (per sheet)

Interest letter

AFL 25.00

Grace Period request (Max. 6 months)

AFL 100.00 (per month)

One-Time Penalty

(if project has not been completed within 10 months)

Equal to 1% of mortgage amount, minimum AFL 1,500.00

Late Penalty Fee (monthly), until

Project is completed

AFL 500.00

Early repayment penalty if no written notice received

Equal to 90 days interest