Shared Services & Operations Fees

As a special reminder

Please note that many of our Bank transactions are offered free of charge or at a lower fee via our CMB Online Banking and CMB Mobile Banking Services, and Bankomatiko (ATM’s).

For further questions and inquiries, please chat with us through our eAmigo Online Assistance by clicking the chat balloon at the bottom.

You may also contact us at +297 522-3000 or mail us at: [email protected].

Shared Services & Operations

Automated Services & Business Support

Personal Online Banking:

There is no registration or monthly fee.
Account transfers, vendor payments and local third party transfers are free of charge.
Standard bank charges apply for checkbook orders and wire transfers.

CMBDirect Business:

There is no registration or monthly fee.
Account transfers are free of charge.
AFL 1.00 for each vendor payment or local third party transfer.
Standard bank charges apply for checkbook orders and wire transfers.

CMBDirect Corporate:

There is no registration fee.
Monthly Fee: AFL 75.00
First user Free & for each additional user an AFL 10.00 monthly fee.
AFL 1.00 for each transfer or payment.
Standard bank charges apply for checkbook orders and wire transfers.

Payment & Transfer Services (PTS)

Outgoing transfers & standing orders
Own account	Free
To other CMB customers	AFL 3.00
To other local banks	AFL 5.00
NSF fee for one time transfers & standing orders	AFL 25.00

Inter-Island transfers
MCB Group	AFL 5.00
Non-MCB Banks (RBC, Giro, Banco di Caribe etc.)	AFL 10.00
Exchange Tax (applicable for all interisland transactions)	1.3%
ERMC is applicable for all Inter Island Transactions	0.25% ERMC Tax

Utility Payments
Elmar	AFL 3.00
WEB	AFL 3.00
Setar	AFL 3.00
Arugas Payments	AFL 1.50

Payroll Fee & Company Payments
To CMB Accounts	AFL 3.00
To other Local Banks	AFL 5.00

International transfers (SWIFT)
Incoming: Res AFL	AFL 10.00 (fixed)
Res/Non-Res foreign currency account (⅛ %)	Minimum: AFL 10.00 or USD 5.59
Res/Non-Res foreign currency account (⅛ %)	Maximum: AFL 100.00 or USD55.87
Outgoing: Commission charges ⅛ %	Minimum: AFL 15.00 Maximum: AFL 500.00
Online Banking: Commission charges 1/10 %	Minimum: AFL 10.00 Maximum: AFL 500.00
MT940 Statement delivery	AFL 75.00 per month

Beneficiary Deduction (bene deduct) charges

Note: the Bank’s Correspondent Banks process these fees.

Outgoing Payments
Amount of Payments in USD or Euro	Beneficiary Charge in USD	Beneficiary Charge in Euro
1.00 – 250.00	0	0
250.01 – 500.00	10.00	10.00
500.01 – 1,000.00	15.00	15.00
1,000.01 – 5,000.00	30.00	30.00
5,000.01 – 10,000.00	60.00	60.00
10,000.01 – 50,000.00	75.00	75.00
50,000.01 +	100.00	100.00

Incoming Payments
Amount of Payments in USD or Euro	Beneficiary Charge in USD	Beneficiary Charge in Euro
1.00 – 250.00	0	0
250.01 – 500.00	5.00	5.00
500.01 – 1,000.00	10.00	10.00
1,000.01 – 5,000.00	20.00	20.00
5,000.01 – 10,000.00	30.00	30.00
10,000.01 – 50,000.00	45.00	40.00
50,000.01 +	60.00	50.00

Incoming Collections
Commission	1% of draft value with a minimum charge of AFL 50.00 max. AFL 500.00
Exchange tax	1.3% of amount
Swift charges	⅛ % with a minimum of AFL 15.00 max. AFL 500.00
Return Check handling charges	AFL.50.00
Postage	AFL.10.00

Outgoing Collections (Checks sent on collection basis)
Commission	Flat Fee of AFL 50.00

Return check handling charges:
Swift charges (NSF)	AFL 25.00
Correspondent charges	AFL 53.70

Documentary Collections (Incoming and Outgoing)
Commission	1% of draft value with a minimum charge of AFL 50.00
Exchange tax	1.3% of amount

Central Account Processing (CAP)

Resident Current Account Monthly Administration Fees

Resident Current Account Monthly Administration Fees
Monthly Statement	AFL 17.50 /USD 10.00
Weekly Statement	AFL 32.50 /USD 20.00
Daily Statement	AFL 62.50 /USD 35.00
ATM Only accounts	AFL 9.50
Add-on monthly paper statement mailing fee	AFL 5.00
High Risk classified account with monthly statement	AFL 47.50 /USD 27.00

Non-Resident Current Account Monthly Administration Fee
AFL/ANG Non Resident account	AFL 47.50
USD Non-Resident account	USD 27.00
EUR Non-Resident account	EUR 27.00
CAD Non-Resident account	CAD 27.00

Interest
Business interest of 18% on debit balance	Minimum charge AFL 12.50
Individual interest of 18% on debit balance	Minimum charge AFL 7.50

Stop Payments
Residents	AFL 25.00
Non-Residents	AFL 25.00

Yearly Notice Fees on Dormant Current & Savings Accounts
≤ 2 years	Regardless of balance	No charges
> 2 years	Balance of AFL 1000.00 and lower	AFL 100.00 Note: if account balance is below AFL 100.00 write-off
> 5 years	Balance of AFL 1000.00 and lower	Write-off
> 5 years	Balance of AFL 1000.00 and over	AFL 100.00
≥ 10 years	Balance of AFL 1000.00 and over	Write-off outstanding balance

Overdraft Protection Facility
One time administration fee	AFL 15.00
Monthly fee	AFL 5.00
Monthly Interest charge	1.5 % - Minimum AFL 7.50
Yearly Interest Charge	18 %
Early Cancellation Fee	AFL 30.00

Other Fees
NSF Debit Honoured Fee per item	AFL10.00/USD10.00

Review & Documentation
Yearly High Risk account review fee	AFL 250.00

Reconciliation & Inquiries
Inquiry International Transfers	USD25.00/EUR25.00
Recall of Funds on International Transfers	USD25.00/EUR25.00
Recall of Funds on Local Transfers	AFL 50.00
Return Funds by Local Banks	AFL 25.00
Incoming Return Funds International	USD10.00/EUR10.00
Outgoing Return Funds International	USD25.00/EUR25.00
Security Investigations Fee only if customer is at fault	AFL 75.00
Swift Confirmation Fee	AFL 10.00
Investigation fees claims up to a year	AFL 50.00
Investigation fees claims between 1 to 5 years old	AFL 75.00
Investigation fees claims between 6 to 10 years old	AFL 100.00
Account statement copy ≤1 year	AFL 5.00
Account statement copy >1 year to ≤ 5 years	AFL 10.00
Account statement copy > 5 years to ≤ 10 years	AFL 15.00
Transaction Voucher copy ≤1 year	AFL 10.00
Transaction Voucher copy >1 year to ≤ 5 years	AFL 15.00
Transaction Voucher copy > 5 years to ≤ 10 years	AFL 25.00
Recall of Funds	AFL 50.00

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